Summary
Overview
Work History
Education
Skills
Timeline
Generic

Zacquleen Dela Cruz

Toto

Summary

Dynamic Residential Loan Servicing Specialist II with a total of 12 years at Community First Guam Federal Credit Union, excelling in loan processing and customer service. Proven ability to enhance operational efficiency through strong analytical skills and attention to detail, ensuring compliance and member satisfaction while effectively managing multiple tasks.

Overview

12
12
years of professional experience

Work History

Residential Loan Servicing Specialist II

Community First Guam Federal Credit Union
07.2022 - 06.2025

For the past 3yrs combined as a Residential Loan Specialist and Consumer Loan Servicing Technician


  • Assisted with ensuring Insurance policies and Property taxes were up to date and met necessary requirements for new and existing residential loans.
  • Worked directly with Mortgage officers and loan processors to book and funds new residential loans.
  • Performed necessary maintenance for both Residential and Consumer loans, such posting payments, payment corrects and other needed maintenance coming from other departments or per member request,
  • Assisted with maintaining files, records and logs in our records vault.
  • Prepared paid notes, Releases of Mortgages and Lien Release for Paid off residential and auto loans.




Sr Member Service Representative

Community First Guam Federal Credit Union
11.2013 - 07.2022

Prior to moving to the Loan Servicing department within the Community First,

I spent a combined total of 9yrs in the operations department serving as an Member Service Representative I, Member Service Representative II, a Call Center Representative II, and then a Senior Member Representative.


  • Developed rapport with members through active listening and empathetic responses to their concerns.
  • Assisted Member with everyday transactions such as deposits, withdrawals, payments and check cashing.
  • Managed escalated issues adeptly, negotiating resolutions that balanced both member needs and business objectives.
  • Assisted with training new hires, guiding them as needed.


Education

High School Diploma -

George Washington High School
Mangilao, Guam
06-2008

Skills

  • Payment processing
  • Strong analytical skills
  • Time management proficiency
  • Loan servicing experience
  • Loan processing expertise
  • Teamwork and collaboration
  • Customer service
  • Continuous improvement
  • Attention to detail
  • Multitasking Abilities
  • Problem-solving abilities

Timeline

Residential Loan Servicing Specialist II

Community First Guam Federal Credit Union
07.2022 - 06.2025

Sr Member Service Representative

Community First Guam Federal Credit Union
11.2013 - 07.2022

High School Diploma -

George Washington High School
Zacquleen Dela Cruz